Credit Cards:

One of the many reasons we teach to STOP using credit cards for good. 🙅🏽‍♀️

Minimum payments are designed for you to pay optimum interest. And, if you keep utilizing the card, You’ll literally NEVER pay it off. 😭

Sounds like a trap. 🪤

My suggestion? Cut up your credit cards and roll the balances due into your debt snowball.

List all of your debts from smallest to largest, and pay minimum payments on all of your debts but put any and all extra money into the smallest debt to pay it off as fast as possible. Once it's done, roll all that freed-up money to the next smallest debt. Repeat until all the debt is GONE.

The key here is intensity because we ain’t trying to make minimum payments forever😤 the goal is to be out of debt FOR GOOD. 🙌🏾

@jadewarshaw